World Nomads Travel Insurance

Underwritten by Allianz, World Nomads offers low cost travel insurance in over 44 countries. With genuine 24/7 assistance anywhere on the planet provided by Mondial Assistance, the world's largest travel insurance and assistance company, and online claims and extensions from anywhere in the world while you are still away, World Nomads offers some of the best trvel insurance in the world today.

Low cost. Great value.

World Nomads offers some of the best value online travel insurance available. The prices reflect both the efficiencies of the internet and the level of cover, which has been designed to meet the needs of young, adventurous, long-term travellers.

World Nomads travel insurance. More than you expect.

Worldwidecover

The level of worldwide cover in our travel insurance policy recognises the needs of young, independent and adventurous travellers. So there is cover for skiing and diving rather than for travel delays and missed connections, which most world nomads take in their stride as part of the trip.

And of course, everything is online. From changing your details to making a claim, you can do it all online.

Cover your Adventure

World Nomads travel insurance covers every country in the world, and from Bungee Jumping in New Zealand to white-water rafting in Nepal or skiing in Colorado, we also cover most adventure sports. Find out if what you want too do is covered with our simple guide to adventure.

Extend and claim online, while you are still away

Travel plans often change. That is what's exciting. Unlike other insurers, who don't allow you to extend or purchase again outside your country of residence, World Nomads allows you to extend your policy indefinitely.

And since you will probably be away for a while we recognised that you can't wait until you get home to make a claim, so we put it all online. You can submit claims, but more importantly also liaise with the claims department until it is settled.

And you can do so 24/7 from anywhere in the world.

Digital camara's, iPod's and computers

24/7 Global Emergency Assistance

24/7 Global Emergency Assistance is provided by Mondial Assistance, the largest travel assistance company in the world, with over 35 call centres in 28 countries.

Underwritten by Allianz

For peace of mind, World Nomads travel insurance is underwritten by Allianz Australia Insurance Limited
(ABN52097227177. AFS License No.245631).

From another country?

Downloads

Later brochure
Policy wording

FAQ

Who can buy this policy?
Why is World Nomads cover about half the price of other travel insurance quotes?
Can I cancel my policy and get a refund?
Who is the Insurance Company behind World Nomads?
Can I extend my policy and is there a limit to the number of times I can extend?
What countries are covered by the policy?
Am I covered if I am travelling on a working holiday visa?
Can I still buy your cover if I am not a backpacker?
Can I take additional cover to Include USA, Canada & Japan if original policy excluded these regions?
What sports does my policy cover?
What medical claims does my policy cover?
What is the definition of a pre-existing medical condition?
What can I claim for?
What is my policy excess?
What is the most you will pay for my personal belongings?
Am I able to include extra cover for my personal items valued over $250?
Does my policy provide 24Hr Emergency Assistance?
Who is World Nomads?
Can you send me details on the World Nomads policy in the post?
Does your policy include claims resulting from acts of terrorism?
Since you can only purchase your cover with a credit card, how do I know it is secure?
Can I purchase a policy if I have already left home?
Does your policy cover loss of cash?

Who can buy this policy?
Anybody can buy a World Nomads policy as long as you are a permanent resident of Australia or New Zealand or are planning to travel in either Australia or New Zealand. If you are not a permanent resident of Australia or New Zealand, you only need to tell us the address of the hostel or friends place that you will be staying at whilst in Australia or New Zealand.

Why is World Nomads cover about half the price of other travel insurance quotes?
World Nomads is only available over the Internet and the price reflects the costs savings and efficiencies of the Internet - much the same way books and music are priced lower over the Internet. World Nomads policy cover also means that you aren’t paying for cover that you don’t need - like hire car cover - and this is also reflected in the price.

Can I cancel my policy and get a refund?
Yes, our money back guarantee allows you to cancel your policy and claim a refund, but only if you cancel your policy within 14 days of purchase AND you haven’t departed on your journey or made any sort of claim.

Who is the Insurance Company behind World Nomads?
Your policy is provided by Allianz Australia Insurance Limited, ABN 15 000 122 850 of 2 Market Street Sydney NSW 2000, which is the insurer.

Can I extend my policy and is there a limit to the number of times I can extend?
Yes. There is no limit to the number of extensions, but you can’t extend your cover if your policy has expired. Once your period of cover has expired and you wish to buy another period of cover, you will have to buy a new policy and be issued with a new policy number.

What countries are covered by the policy?
Every country is covered, however you need to be aware that World Nomads, like all travel insurers, does not cover claims resulting from war. Also regarding terrorism, our policy covers medical costs, additional expenses and damage to your personal belongings, provided that the terrorism act was unexpected. Our policy does not cover the costs and deposits lost if you cancel your travel due to an act of terrorism. You are not covered for medical expenses once you have returned to your country of residence.

Am I covered if I am travelling on a working holiday visa?
You are covered, but if your claim is recoverable from an employers’ workers compensation insurance or similar insurance required by the laws of the country you are working in, then this is not covered by World Nomads.

Can I still buy your cover if I am not a backpacker?
Yes you can. You need to be aware that World Nomads has been designed for the needs of the independent traveller and you should refer to the policy wording to ensure that the cover offered suits you.

Can I take additional cover to Include USA, Canada & Japan if original policy excluded these regions?
No. If you buy a policy excluding USA, Canada & Japan and you are going to travel to those regions, you must purchase another policy for the period that you will be in that region.

What sports does my policy cover:

motor cycle riding?
Yes provided you have a licence that is valid in the relevant country. You are automatically covered as a pillion passenger.
underwater diving?
Yes provided you hold an open water diving licence or you were diving under licensed instruction.
skiing and snowboarding?
Yes you are covered for skiing and snowboard. Your equipment is not covered whilst it is use, however it is covered whilst it is in your room for example.
trekking or hiking?
Yes you are covered provided you do not need to use support ropes.

What medical claims does my policy cover:

Visits to the Doctor as well as In-Hospital Care?
Yes, however you must pay the first A$100 (the policy excess) of each claim. You are covered for reasonable cost of medical, hospital, road ambulance or other treatment you actually and necessarily receive during your trip because you suffer an injury or an illness, which first shows itself during the trip.
Dental treatment?
Yes, emergency treatment following an injury up to $500 costs for the relief of sudden and acute pain to healthy natural teeth.
Evacuation home following a serious illness or accident?
Yes, provided it is with the consent of Worldcare Assist and to your Country of Residence.

What is the definition of a pre-existing medical condition?
(a) Any physical defect, condition, illness or disease for which treatment, medication, preventative medication, advice, preventative advice or investigation has been received or prescribed by a medical or dental adviser in the 90 days prior to the issue of the Policy; or

(b) Any chronic or ongoing (whether chronic or otherwise) medical or dental condition, illness or disease medically documented prior to the issue of the Policy.

You can still take out a World Nomads policy with a pre-existing condition, but we won’t cover any claim made as a result of this condition.

What can I claim for?
World Nomads offers cover for overseas medical expenses (expenses incurred overseas from your country of residence), medical evacuation and additional expenses, cancellation costs, funeral expenses, emergency dental treatment, luggage and personal effects, and personal liability. You should refer to the policy wording on this Internet site for the full description of benefits and exclusions.

What is my policy excess?
A policy excess of $100 will be deducted from each and every claim made on this policy.

What is the most you will pay for my personal belongings?
$250 per item and $2,500 in total for all luggage. If you purchase a family policy, the coverage in total is $2,500 per adult person and $5,000 in total.

Am I able to include extra cover for my personal items valued over $250?
No, the World Nomads policy has one set level of cover.

Does my policy provide 24Hr Emergency Assistance?
Yes, provided by Worldcare Assist - a company of the Mondial Assistance group - a world leader in 24 Hr Emergency Assistance. Simply call toll free on 800 9392 9392 from anywhere in the world at any time.

Who is World Nomads?
World Nomads is an Australian company, established to provide more suitable and flexible travel cover for global travellers than standard insurers provide.

Can you send me details on the World Nomads policy in the post?
World Nomads is an online only product, and we are able to offer such competitive premiums by not having the traditional extra costs of producing brochures and other information. If you are unable to access this information from our website, please contact us and we will provide you with the information you require.

Does your policy include claims resulting from acts of terrorism?
Our policy covers medical costs, additional expenses and damage to your personal belongings, provided that the terrorism act was unexpected. Our policy does not cover the costs and deposits lost if you cancel your travel due to an act of terrorism.

Since you can only purchase your cover with a credit card, how do I know it is secure?
World Nomads uses a secure payment gateway that makes the Credit Cardtransaction directly and securely with the bank. We do not see, record or store these card details in any form, simply get approval or decline from the banking institution.
This connection through to the bank uses a 40bit encrypted SSL Web Server Certificate so that any information is encrypted or scrambled, making it impossible to intercept or steal.

Can I purchase a policy if I have already left home?
Yes, provided you are a permanent resident of Australia or New Zealand or intend to visit these countries in your travels.

Does your policy cover loss of cash?
No, cash is excluded. Our policy covers your personal belongings if they are stolen or damaged or misdirected by a carrier.